教育者专业责任险 Educators Professional Liability

关键定义 KEY DEFINITION

Educators Professional Liability（教育工作者职业责任险）承保 Teacher 和 Administrator 因 alleged failure to educate、wrongful discipline 或 special education compliance failure 的 claims，School District 的 general liability 可能 exclude professional education acts。Individual educator coverage 补充 district policy 的 gaps。