挂号费/定额自付 Copay

关键定义 KEY DEFINITION

Copay（Copayment）是 Health Insurance fixed dollar amount member pay per service visit or prescription—— distinct from Coinsurance（percentage）and Deductible（annual threshold before plan pays）。Copay count toward out-of-pocket maximum on ACA plan—— verify specialist vs PCP copay difference when choosing plan。