性侵责任保险 Sexual Misconduct Liability

关键定义 KEY DEFINITION

Sexual Misconduct Liability Insurance 承保 Organization 因 Employee 或 Volunteer 的 alleged sexual abuse 或 harassment 面临的 defense 和 settlement costs，School、Church 和 Youth Organization 常见需求。Underwriter 审查 background check policy 和 supervision protocol——premium 和 availability 因 organization type 差异大。