SBA 504 贷款 SBA 504

关键定义 KEY DEFINITION

SBA 504 Loan 是 SBA 与 Certified Development Company 合作的长 term fixed-rate financing，用于 Owner-Occupied Commercial Real Estate 和 heavy equipment，typically 50% bank loan + 40% CDC debenture + 10% borrower injection。Real estate investor 购买 owner-occupied building 常用；pure investment property 通常不适用。